Water Damage Caused By Upstairs Neighbor

In the case that a neighbor has a leak that has damaged your property the neighbor s insurance will typically be involved but it may still fall on your insurance to repair or replace any items damaged in your unit.

Water damage caused by upstairs neighbor. The upstairs neighbor might not know there s a problem so reach out. So i m in a downstairs condo unit and my upstairs neighbor leaked into our unit causing a good amount of water damage. Knock on the neighbor s door. The neighbor perhaps your upstairs neighbor decides to run a bath one night but falls asleep and forgets to turn off the water.

Explain the extent of water damage in your condominium and the need to make repairs as quickly as possible. Leaking from a neighbor s condo. Renters insurance will cover damage if your upstairs neighbor floods your apartment unless the water damage is caused by an excluded peril like an actual flood subrogation is the legal right your renters insurance company has to try and recoup their loss so if your insurer approves your claim they will then contact the at fault party to attempt reimbursement. These six steps for handling water damage from the upstairs condominium can make a big difference.

The tub floods and causes a major leak in your ceiling that drips down onto your floors damaging your belongings and soaking the carpet. After we turned the water off going into her unit for the night the dripping eventually slowed and stopped. We knew something wasn t right because we heard dripping late at night a couple weeks ago.