Water And Sewer Line Insurance Worth It

If you reside in an older home where the piping has never been replaced then it might make sense to purchase this insurance.

Water and sewer line insurance worth it. For example virginia based dominion energy company provides water line replacement coverage from 5 to 6 per month and sewer line repair coverage for 6 per month. And unlike with leaks inside your home your homeowners insurance won t cover the expensive on average 2 500 per incident repairs to water or sewer lines plus the ensuing landscaping. One company states that it will cover up to 6 000 in claims per year. The water line insurance company may offer limited coverage per occurrence.

American water resources awr has a customer support line for assistance 1 866 430 0819. Instead it is broken up into two occurrences at 3 000 each. However coverage per call is limited to 3 000 or 1 000 per call for service line restoration as opposed to. For sewer line coverage expect to pay about 13 per month for 6 000 in coverage.

Kramer said the city of. Homeserve usa also offers exterior sewer and septic service line coverage at 8 99 per month and interior plumbing and drainage system coverage for 9 99 per month. Water and sewer pipes usually have a life expectancy of about 50 years. For 9 99 per month they promise to pay up to.

Homeserve usa is selling policies to cover the costs of underground repairs on private properties which aren t covered by the city or home insurance. Some utility companies offer water and sewer line coverage for a few dollars a month. In a newer house i think the odds of failure are pretty small. But as for sewer line i bought it because my house is 30 years old and others in my neighborhood have started to go bad.

The provision is that you cannot make a single large claim of 6 000. It s like a 6k repair from what the neighbors tell me so i figure it s worth it.